Call reports 2006
GENERATIONS BANK — 2006
What GENERATIONS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 149,538,000 | 147,800,000 | 146,566,000 | 146,644,000 |
| Total loans | 77,648,000 | 81,876,000 | 82,684,000 | 83,178,000 |
| Allowance for loan losses | 1,515,000 | 1,537,000 | 1,476,000 | 1,412,000 |
| Securities available for sale | 51,959,000 | 47,089,000 | 44,487,000 | 44,621,000 |
| Securities held to maturity | 3,402,000 | 3,349,000 | 3,296,000 | 3,241,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,389,000 | 128,846,000 | 126,990,000 | 126,909,000 |
| Interest-bearing deposits | 112,809,000 | 112,217,000 | 109,824,000 | 111,411,000 |
| Noninterest-bearing deposits | 17,580,000 | 16,629,000 | 17,166,000 | 15,498,000 |
| Equity capital | 15,472,000 | 15,561,000 | 16,311,000 | 16,726,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,071,000 | 4,220,000 | 6,473,000 | 8,790,000 |
| Interest expense | 801,000 | 1,722,000 | 2,667,000 | 3,669,000 |
| Net interest income | 1,270,000 | 2,498,000 | 3,806,000 | 5,121,000 |
| Noninterest income | 358,000 | 889,000 | 1,354,000 | 1,822,000 |
| Noninterest expense | 964,000 | 1,971,000 | 3,033,000 | 4,048,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 100,000 |
| Pretax income | 634,000 | 1,356,000 | 2,037,000 | 2,795,000 |
| Income tax | 224,000 | 481,000 | 722,000 | 992,000 |
| Net income | 410,000 | 875,000 | 1,315,000 | 1,803,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,541,000 | 15,806,000 | 16,246,000 | 16,524,000 |
| Total capital | 16,625,000 | 16,935,000 | 17,370,000 | 17,654,000 |
| Risk-weighted assets | 86,324,000 | 89,922,000 | 89,560,000 | 90,143,000 |
Machine access — free, no API key
Every figure shown here about GENERATIONS BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.