Call reports 2005
GENERATIONS BANK — 2005
What GENERATIONS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 37,510,000 | 141,219,000 | 143,569,000 | 146,296,000 |
| Total loans | 18,185,000 | 73,507,000 | 73,997,000 | 76,740,000 |
| Allowance for loan losses | 366,000 | 1,475,000 | 1,445,000 | 1,496,000 |
| Securities available for sale | 10,147,000 | 48,959,000 | 51,058,000 | 54,052,000 |
| Securities held to maturity | 4,032,000 | 3,650,000 | 3,538,000 | 3,457,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,264,000 | 122,144,000 | 124,431,000 | 121,522,000 |
| Interest-bearing deposits | 27,445,000 | 107,347,000 | 107,029,000 | 104,768,000 |
| Noninterest-bearing deposits | 4,819,000 | 14,797,000 | 17,402,000 | 16,754,000 |
| Equity capital | 4,672,000 | 14,967,000 | 15,235,000 | 15,142,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 472,000 | 3,649,000 | 5,590,000 | 7,610,000 |
| Interest expense | 137,000 | 1,211,000 | 1,869,000 | 2,611,000 |
| Net interest income | 335,000 | 2,438,000 | 3,721,000 | 4,999,000 |
| Noninterest income | 62,000 | 586,000 | 896,000 | 1,206,000 |
| Noninterest expense | 220,000 | 1,772,000 | 2,723,000 | 3,712,000 |
| Provision for loan losses | 0 | 90,000 | 135,000 | 180,000 |
| Pretax income | 177,000 | 1,162,000 | 1,759,000 | 2,313,000 |
| Income tax | 57,000 | 407,000 | 617,000 | 811,000 |
| Net income | 120,000 | 755,000 | 1,142,000 | 1,502,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,822,000 | 14,744,000 | 15,131,000 | 15,191,000 |
| Total capital | 5,100,000 | 15,766,000 | 16,163,000 | 16,256,000 |
| Risk-weighted assets | 22,171,000 | 81,305,000 | 82,158,000 | 84,789,000 |
Machine access — free, no API key
Every figure shown here about GENERATIONS BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.