Call reports 2020
COMMUNITY FIRST BANK — 2020
What COMMUNITY FIRST BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 88,952,000 | 106,388,000 | 102,561,000 | 109,972,000 |
| Total loans | 52,664,000 | 57,505,000 | 59,138,000 | 59,675,000 |
| Allowance for loan losses | 757,000 | 760,000 | 755,000 | 757,000 |
| Securities available for sale | 25,708,000 | 29,033,000 | 31,028,000 | 33,052,000 |
| Securities held to maturity | 0 | 0 | 0 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,901,000 | 86,962,000 | 82,926,000 | 91,791,000 |
| Interest-bearing deposits | 51,877,000 | 54,701,000 | 51,847,000 | 57,350,000 |
| Noninterest-bearing deposits | 27,024,000 | 32,261,000 | 31,079,000 | 34,441,000 |
| Equity capital | 9,911,000 | 10,727,000 | 10,929,000 | 10,944,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 896,000 | 2,078,000 | 2,992,000 | 3,911,000 |
| Interest expense | 38,000 | 62,000 | 87,000 | 110,000 |
| Net interest income | 858,000 | 2,016,000 | 2,905,000 | 3,801,000 |
| Noninterest income | 137,000 | 385,000 | 654,000 | 962,000 |
| Noninterest expense | 770,000 | 1,606,000 | 2,429,000 | 3,294,000 |
| Provision for loan losses | 1,000 | 1,000 | 1,000 | 2,000 |
| Pretax income | 224,000 | 794,000 | 1,129,000 | 1,467,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 224,000 | 794,000 | 1,129,000 | 1,467,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,200,000 | 9,651,000 | 9,686,000 | 9,604,000 |