Call reports 2019
COMMUNITY FIRST BANK — 2019
What COMMUNITY FIRST BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 81,604,000 | 82,542,000 | 83,224,000 | 90,319,000 |
| Total loans | 47,623,000 | 48,651,000 | 50,143,000 | 52,010,000 |
| Allowance for loan losses | 735,000 | 756,000 | 756,000 | 757,000 |
| Securities available for sale | 22,162,000 | 24,024,000 | 23,670,000 | 23,444,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,431,000 | 72,853,000 | 72,725,000 | 80,736,000 |
| Interest-bearing deposits | 48,489,000 | 46,504,000 | 47,899,000 | 53,791,000 |
| Noninterest-bearing deposits | 23,942,000 | 26,349,000 | 24,826,000 | 26,945,000 |
| Equity capital | 9,002,000 | 9,478,000 | 9,808,000 | 9,426,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 856,000 | 1,748,000 | 2,620,000 | 3,528,000 |
| Interest expense | 27,000 | 56,000 | 85,000 | 128,000 |
| Net interest income | 829,000 | 1,692,000 | 2,535,000 | 3,400,000 |
| Noninterest income | 137,000 | 288,000 | 450,000 | 639,000 |
| Noninterest expense | 752,000 | 1,508,000 | 2,253,000 | 3,063,000 |
| Provision for loan losses | 1,000 | 1,000 | 2,000 | 3,000 |
| Pretax income | 211,000 | 469,000 | 750,000 | 968,000 |
| Income tax | 0 | 53,000 | 68,000 | 83,000 |
| Net income | 211,000 | 416,000 | 682,000 | 885,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,428,000 | 8,555,000 | 8,715,000 | 8,312,000 |
| Total capital | 9,120,000 | 9,257,000 | 9,450,000 | 9,068,000 |
| Risk-weighted assets | 54,636,000 | 55,434,000 | 58,748,000 | 59,712,000 |