Call reports 2018
COMMUNITY FIRST BANK — 2018
What COMMUNITY FIRST BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 88,730,000 | 83,167,000 | 82,113,000 | 81,710,000 |
| Total loans | 49,981,000 | 51,980,000 | 53,928,000 | 48,478,000 |
| Allowance for loan losses | 730,000 | 731,000 | 748,000 | 733,000 |
| Securities available for sale | 24,936,000 | 22,706,000 | 19,762,000 | 19,600,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,417,000 | 71,031,000 | 70,250,000 | 72,033,000 |
| Interest-bearing deposits | 57,220,000 | 49,100,000 | 46,073,000 | 47,212,000 |
| Noninterest-bearing deposits | 23,197,000 | 21,931,000 | 24,177,000 | 24,821,000 |
| Equity capital | 8,142,000 | 8,245,000 | 8,175,000 | 8,488,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 831,000 | 1,707,000 | 2,546,000 | 3,437,000 |
| Interest expense | 44,000 | 81,000 | 120,000 | 154,000 |
| Net interest income | 787,000 | 1,626,000 | 2,426,000 | 3,283,000 |
| Noninterest income | 140,000 | 283,000 | 419,000 | 588,000 |
| Noninterest expense | 727,000 | 1,464,000 | 2,219,000 | 3,014,000 |
| Provision for loan losses | 1,000 | 1,000 | 2,000 | 2,000 |
| Pretax income | 199,000 | 433,000 | 567,000 | 798,000 |
| Income tax | 0 | 0 | 0 | 48,000 |
| Net income | 199,000 | 433,000 | 567,000 | 750,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,851,000 | 7,929,000 | 8,194,000 | 8,295,000 |
| Total capital | 8,415,000 | 8,495,000 | 8,942,000 | 9,012,000 |
| Risk-weighted assets | 57,643,000 | 59,602,000 | 59,961,000 | 56,605,000 |