Call reports 2017
COMMUNITY FIRST BANK — 2017
What COMMUNITY FIRST BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 80,619,000 | 78,321,000 | 80,790,000 | 101,283,000 |
| Total loans | 41,722,000 | 44,681,000 | 45,635,000 | 46,149,000 |
| Allowance for loan losses | 735,000 | 736,000 | 734,000 | 730,000 |
| Securities available for sale | 25,677,000 | 23,776,000 | 23,279,000 | 24,561,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,539,000 | 68,938,000 | 71,265,000 | 92,719,000 |
| Interest-bearing deposits | 50,276,000 | 47,840,000 | 48,493,000 | 66,772,000 |
| Noninterest-bearing deposits | 21,263,000 | 21,098,000 | 22,772,000 | 25,947,000 |
| Equity capital | 8,133,000 | 8,414,000 | 8,520,000 | 8,414,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 728,000 | 1,468,000 | 2,253,000 | 3,070,000 |
| Interest expense | 30,000 | 58,000 | 89,000 | 170,000 |
| Net interest income | 698,000 | 1,410,000 | 2,164,000 | 2,900,000 |
| Noninterest income | 154,000 | 322,000 | 510,000 | 663,000 |
| Noninterest expense | 804,000 | 1,540,000 | 2,277,000 | 3,000,000 |
| Provision for loan losses | 1,000 | 1,000 | 2,000 | 3,000 |
| Pretax income | 47,000 | 217,000 | 421,000 | 563,000 |
| Income tax | 3,000 | 3,000 | 3,000 | 3,000 |
| Net income | 44,000 | 214,000 | 418,000 | 560,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,561,000 | 7,742,000 | 7,864,000 | 7,919,000 |
| Total capital | 8,060,000 | 8,281,000 | 8,410,000 | 8,505,000 |
| Risk-weighted assets | 49,941,000 | 53,020,000 | 53,621,000 | 56,718,000 |