Call reports 2016
COMMUNITY FIRST BANK — 2016
What COMMUNITY FIRST BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 77,011,000 | 75,523,000 | 76,004,000 | 79,864,000 |
| Total loans | 40,572,000 | 40,367,000 | 42,999,000 | 42,682,000 |
| Allowance for loan losses | 731,000 | 733,000 | 733,000 | 734,000 |
| Securities available for sale | 24,680,000 | 28,276,000 | 27,491,000 | 26,147,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,777,000 | 66,017,000 | 65,684,000 | 70,909,000 |
| Interest-bearing deposits | 48,252,000 | 46,994,000 | 45,895,000 | 46,774,000 |
| Noninterest-bearing deposits | 19,525,000 | 19,023,000 | 19,789,000 | 24,135,000 |
| Equity capital | 8,300,000 | 8,546,000 | 8,526,000 | 7,999,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 719,000 | 1,440,000 | 2,169,000 | 2,919,000 |
| Interest expense | 33,000 | 65,000 | 95,000 | 124,000 |
| Net interest income | 686,000 | 1,375,000 | 2,074,000 | 2,795,000 |
| Noninterest income | 148,000 | 321,000 | 558,000 | 777,000 |
| Noninterest expense | 698,000 | 1,474,000 | 2,258,000 | 2,978,000 |
| Provision for loan losses | 1,000 | 1,000 | 2,000 | 3,000 |
| Pretax income | 135,000 | 221,000 | 372,000 | 591,000 |
| Income tax | 3,000 | 3,000 | 3,000 | 3,000 |
| Net income | 132,000 | 218,000 | 369,000 | 588,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,510,000 | 7,537,000 | 7,618,000 | 7,784,000 |
| Total capital | 8,016,000 | 8,059,000 | 8,159,000 | 8,327,000 |
| Risk-weighted assets | 48,149,000 | 49,389,000 | 50,873,000 | 50,915,000 |