Call reports 2015
COMMUNITY FIRST BANK — 2015
What COMMUNITY FIRST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 74,596,000 | 76,064,000 | 74,829,000 | 75,086,000 |
| Total loans | 43,597,000 | 44,053,000 | 44,721,000 | 42,285,000 |
| Allowance for loan losses | 684,000 | 683,000 | 684,000 | 732,000 |
| Securities available for sale | 20,782,000 | 25,020,000 | 24,470,000 | 22,841,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,797,000 | 67,371,000 | 61,860,000 | 66,092,000 |
| Interest-bearing deposits | 46,162,000 | 50,146,000 | 45,262,000 | 47,435,000 |
| Noninterest-bearing deposits | 19,635,000 | 17,225,000 | 16,598,000 | 18,657,000 |
| Equity capital | 7,880,000 | 7,722,000 | 8,047,000 | 8,070,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 731,000 | 1,514,000 | 2,287,000 | 3,060,000 |
| Interest expense | 39,000 | 79,000 | 116,000 | 151,000 |
| Net interest income | 692,000 | 1,435,000 | 2,171,000 | 2,909,000 |
| Noninterest income | 176,000 | 389,000 | 578,000 | 755,000 |
| Noninterest expense | 708,000 | 1,460,000 | 2,179,000 | 2,869,000 |
| Provision for loan losses | 1,000 | 1,000 | 2,000 | 3,000 |
| Pretax income | 159,000 | 358,000 | 595,000 | 800,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 159,000 | 358,000 | 595,000 | 800,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,712,000 | 7,821,000 | 7,967,000 | 7,661,000 |
| Total capital | 8,360,000 | 8,444,000 | 8,621,000 | 8,227,000 |
| Risk-weighted assets | 51,817,000 | 49,749,000 | 52,197,000 | 50,482,000 |