Call reports 2012
COMMUNITY FIRST BANK — 2012
What COMMUNITY FIRST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 68,283,000 | 68,003,000 | 65,263,000 | 71,496,000 |
| Total loans | 42,189,000 | 41,511,000 | 40,638,000 | 40,061,000 |
| Allowance for loan losses | 671,000 | 762,000 | 766,000 | 803,000 |
| Securities available for sale | 13,168,000 | 16,198,000 | 17,093,000 | 16,233,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,639,000 | 60,265,000 | 57,175,000 | 63,090,000 |
| Interest-bearing deposits | 47,947,000 | 47,319,000 | 44,268,000 | 47,437,000 |
| Noninterest-bearing deposits | 12,692,000 | 12,946,000 | 12,907,000 | 15,653,000 |
| Equity capital | 6,668,000 | 6,762,000 | 7,072,000 | 7,476,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 824,000 | 1,642,000 | 2,442,000 | 3,382,000 |
| Interest expense | 74,000 | 143,000 | 204,000 | 260,000 |
| Net interest income | 750,000 | 1,499,000 | 2,238,000 | 3,122,000 |
| Noninterest income | 272,000 | 468,000 | 715,000 | 1,055,000 |
| Noninterest expense | 731,000 | 1,478,000 | 2,187,000 | 2,939,000 |
| Provision for loan losses | 116,000 | 202,000 | 228,000 | 248,000 |
| Pretax income | 157,000 | 269,000 | 520,000 | 985,000 |
| Income tax | 0 | 3,000 | 7,000 | 7,000 |
| Net income | 157,000 | 266,000 | 513,000 | 978,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,251,000 | 6,360,000 | 6,605,000 | 6,976,000 |
| Total capital | 6,885,000 | 6,999,000 | 7,182,000 | 7,550,000 |
| Risk-weighted assets | 50,681,000 | 50,981,000 | 45,960,000 | 45,677,000 |