Call reports 2025
BANK OF GREENE COUNTY, THE — 2025
What BANK OF GREENE COUNTY, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 3,008,192,000 | 3,040,583,000 | 3,060,109,000 | 3,147,210,000 |
| Total loans | 1,619,745,000 | 1,627,534,000 | 1,671,305,000 | 1,687,399,000 |
| Allowance for loan losses | 21,196,000 | 20,146,000 | 21,292,000 | 21,334,000 |
| Securities available for sale | 355,432,000 | 356,062,000 | 350,073,000 | 411,590,000 |
| Securities held to maturity | 781,760,000 | 776,695,000 | 787,731,000 | 810,910,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,671,921,000 | 2,670,991,000 | 2,752,913,000 | 2,650,733,000 |
| Interest-bearing deposits | 2,549,571,000 | 2,539,467,000 | 2,600,380,000 | 2,538,170,000 |
| Noninterest-bearing deposits | 122,350,000 | 131,524,000 | 152,533,000 | 112,563,000 |
| Equity capital | 262,291,000 | 258,333,000 | 269,068,000 | 280,273,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 29,873,000 | 60,700,000 | 92,432,000 | 126,046,000 |
| Interest expense | 13,055,000 | 26,578,000 | 40,135,000 | 54,320,000 |
| Net interest income | 16,818,000 | 34,122,000 | 52,297,000 | 71,726,000 |
| Noninterest income | 4,389,000 | 8,059,000 | 11,940,000 | 15,542,000 |
| Noninterest expense | 9,910,000 | 20,245,000 | 30,465,000 | 40,922,000 |
| Provision for loan losses | 1,101,000 | 95,000 | 1,301,000 | 1,483,000 |
| Pretax income | 9,500,000 | 21,002,000 | 31,806,000 | 43,695,000 |
| Income tax | 887,000 | 2,511,000 | 3,830,000 | 5,095,000 |
| Net income | 8,613,000 | 18,491,000 | 27,976,000 | 38,600,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 276,991,000 | 271,869,000 | 281,354,000 | 291,974,000 |
| Total capital | 298,865,000 | 293,952,000 | 304,107,000 | 315,317,000 |
| Risk-weighted assets | 1,748,458,000 | 1,766,316,000 | 1,819,607,000 | 1,867,415,000 |