Call reports 2023
BANK OF GREENE COUNTY, THE — 2023
What BANK OF GREENE COUNTY, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 2,725,079,000 | 2,693,746,000 | 2,688,657,000 | 2,736,935,000 |
| Total loans | 1,409,788,000 | 1,409,033,000 | 1,448,839,000 | 1,457,425,000 |
| Allowance for loan losses | 21,155,000 | 21,212,000 | 20,249,000 | 20,309,000 |
| Securities available for sale | 316,092,000 | 280,372,000 | 308,716,000 | 307,809,000 |
| Securities held to maturity | 736,983,000 | 726,363,000 | 712,214,000 | 701,338,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,489,904,000 | 2,457,714,000 | 2,439,133,000 | 2,352,798,000 |
| Interest-bearing deposits | 2,312,538,000 | 2,287,905,000 | 2,260,971,000 | 2,201,232,000 |
| Noninterest-bearing deposits | 177,366,000 | 169,809,000 | 178,162,000 | 151,566,000 |
| Equity capital | 208,683,000 | 208,862,000 | 216,312,000 | 228,695,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 21,979,000 | 45,567,000 | 70,256,000 | 95,917,000 |
| Interest expense | 6,198,000 | 14,978,000 | 25,702,000 | 38,400,000 |
| Net interest income | 15,781,000 | 30,589,000 | 44,554,000 | 57,517,000 |
| Noninterest income | 3,037,000 | 6,008,000 | 9,280,000 | 12,661,000 |
| Noninterest expense | 10,272,000 | 20,722,000 | 29,450,000 | 38,643,000 |
| Provision for loan losses | -944,000 | -816,000 | -354,000 | -171,000 |
| Pretax income | 9,504,000 | 16,716,000 | 24,735,000 | 31,735,000 |
| Income tax | 1,273,000 | 2,003,000 | 2,970,000 | 3,633,000 |
| Net income | 8,231,000 | 14,713,000 | 21,765,000 | 28,102,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 228,746,000 | 230,228,000 | 241,432,000 | 247,765,000 |
| Total capital | 247,757,000 | 249,165,000 | 261,189,000 | 267,630,000 |
| Risk-weighted assets | 1,518,750,000 | 1,512,745,000 | 1,578,092,000 | 1,586,754,000 |