Call reports 2020
BANK OF GREENE COUNTY, THE — 2020
What BANK OF GREENE COUNTY, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,581,401,000 | 1,673,532,000 | 1,796,065,000 | 1,860,315,000 |
| Total loans | 899,295,000 | 1,010,182,000 | 1,046,958,000 | 1,050,003,000 |
| Allowance for loan losses | 15,205,000 | 16,391,000 | 17,596,000 | 18,270,000 |
| Securities available for sale | 209,122,000 | 226,709,000 | 269,670,000 | 332,104,000 |
| Securities held to maturity | 382,532,000 | 383,657,000 | 390,107,000 | 408,769,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,434,584,000 | 1,504,391,000 | 1,629,143,000 | 1,685,228,000 |
| Interest-bearing deposits | 1,327,659,000 | 1,365,342,000 | 1,470,874,000 | 1,524,578,000 |
| Noninterest-bearing deposits | 106,925,000 | 139,049,000 | 158,269,000 | 160,650,000 |
| Equity capital | 120,950,000 | 130,877,000 | 140,342,000 | 150,514,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 13,534,000 | 27,805,000 | 41,204,000 | 56,229,000 |
| Interest expense | 2,294,000 | 4,081,000 | 5,505,000 | 6,586,000 |
| Net interest income | 11,240,000 | 23,724,000 | 35,699,000 | 49,643,000 |
| Noninterest income | 1,986,000 | 3,699,000 | 5,698,000 | 8,089,000 |
| Noninterest expense | 7,480,000 | 15,441,000 | 22,882,000 | 30,787,000 |
| Provision for loan losses | 1,425,000 | 2,664,000 | 3,908,000 | 5,169,000 |
| Pretax income | 4,294,000 | 9,320,000 | 14,615,000 | 21,802,000 |
| Income tax | 555,000 | 1,197,000 | 1,837,000 | 2,839,000 |
| Net income | 3,739,000 | 8,123,000 | 12,778,000 | 18,963,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 121,920,000 | 131,305,000 | 140,960,000 | 151,140,000 |
| Total capital | 132,917,000 | 142,524,000 | 152,790,000 | 163,632,000 |
| Risk-weighted assets | 875,596,000 | 892,411,000 | 940,682,000 | 993,653,000 |