Call reports 2019
BANK OF GREENE COUNTY, THE — 2019
What BANK OF GREENE COUNTY, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,271,015,000 | 1,266,497,000 | 1,406,753,000 | 1,439,651,000 |
| Total loans | 776,462,000 | 799,179,000 | 819,314,000 | 865,202,000 |
| Allowance for loan losses | 12,846,000 | 13,200,000 | 13,444,000 | 13,984,000 |
| Securities available for sale | 104,008,000 | 122,728,000 | 159,263,000 | 192,999,000 |
| Securities held to maturity | 291,456,000 | 304,208,000 | 304,582,000 | 331,989,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,140,730,000 | 1,123,092,000 | 1,265,307,000 | 1,246,394,000 |
| Interest-bearing deposits | 1,040,778,000 | 1,015,443,000 | 1,149,742,000 | 1,135,213,000 |
| Noninterest-bearing deposits | 99,952,000 | 107,649,000 | 115,565,000 | 111,181,000 |
| Equity capital | 105,485,000 | 107,710,000 | 112,064,000 | 116,790,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 11,811,000 | 24,076,000 | 36,769,000 | 50,042,000 |
| Interest expense | 1,680,000 | 3,554,000 | 5,663,000 | 7,947,000 |
| Net interest income | 10,131,000 | 20,522,000 | 31,106,000 | 42,095,000 |
| Noninterest income | 1,845,000 | 3,909,000 | 6,182,000 | 8,407,000 |
| Noninterest expense | 6,752,000 | 14,004,000 | 20,756,000 | 27,564,000 |
| Provision for loan losses | 350,000 | 951,000 | 1,502,000 | 2,191,000 |
| Pretax income | 4,896,000 | 9,515,000 | 15,067,000 | 20,797,000 |
| Income tax | 837,000 | 1,565,000 | 2,492,000 | 3,377,000 |
| Net income | 4,059,000 | 7,950,000 | 12,575,000 | 17,420,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 106,824,000 | 108,716,000 | 113,341,000 | 118,181,000 |
| Total capital | 115,779,000 | 118,113,000 | 123,128,000 | 128,629,000 |
| Risk-weighted assets | 712,566,000 | 748,019,000 | 779,364,000 | 832,376,000 |