Call reports 2018
BANK OF GREENE COUNTY, THE — 2018
What BANK OF GREENE COUNTY, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,171,449,000 | 1,149,021,000 | 1,185,465,000 | 1,191,635,000 |
| Total loans | 690,429,000 | 716,753,000 | 737,301,000 | 763,362,000 |
| Allowance for loan losses | 11,622,000 | 12,024,000 | 12,308,000 | 12,673,000 |
| Securities available for sale | 117,627,000 | 121,023,000 | 119,600,000 | 107,192,000 |
| Securities held to maturity | 277,432,000 | 274,550,000 | 280,774,000 | 276,939,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,053,495,000 | 1,027,057,000 | 1,003,616,000 | 1,009,818,000 |
| Interest-bearing deposits | 951,838,000 | 923,846,000 | 893,980,000 | 908,168,000 |
| Noninterest-bearing deposits | 101,657,000 | 103,211,000 | 109,636,000 | 101,650,000 |
| Equity capital | 89,858,000 | 92,525,000 | 96,566,000 | 101,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 9,954,000 | 20,575,000 | 31,656,000 | 43,139,000 |
| Interest expense | 1,015,000 | 2,134,000 | 3,474,000 | 4,884,000 |
| Net interest income | 8,939,000 | 18,441,000 | 28,182,000 | 38,255,000 |
| Noninterest income | 1,763,000 | 3,683,000 | 5,614,000 | 7,682,000 |
| Noninterest expense | 6,008,000 | 12,617,000 | 18,821,000 | 25,253,000 |
| Provision for loan losses | 345,000 | 831,000 | 1,186,000 | 1,539,000 |
| Pretax income | 4,349,000 | 8,676,000 | 13,804,000 | 19,142,000 |
| Income tax | 912,000 | 1,848,000 | 2,860,000 | 3,807,000 |
| Net income | 3,437,000 | 6,828,000 | 10,944,000 | 15,335,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 91,758,000 | 94,148,000 | 98,379,000 | 102,766,000 |
| Total capital | 99,824,000 | 102,549,000 | 106,918,000 | 111,551,000 |
| Risk-weighted assets | 636,479,000 | 662,799,000 | 679,420,000 | 698,914,000 |