Call reports 2016
BANK OF GREENE COUNTY, THE — 2016
What BANK OF GREENE COUNTY, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 849,408,000 | 866,724,000 | 891,156,000 | 929,170,000 |
| Total loans | 502,341,000 | 532,428,000 | 559,201,000 | 601,935,000 |
| Allowance for loan losses | 8,988,000 | 9,485,000 | 9,976,000 | 10,421,000 |
| Securities available for sale | 103,246,000 | 100,123,000 | 91,205,000 | 85,710,000 |
| Securities held to maturity | 191,576,000 | 204,935,000 | 207,601,000 | 210,983,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 751,760,000 | 741,845,000 | 775,791,000 | 777,259,000 |
| Interest-bearing deposits | 665,843,000 | 653,287,000 | 680,031,000 | 688,024,000 |
| Noninterest-bearing deposits | 85,917,000 | 88,558,000 | 95,760,000 | 89,235,000 |
| Equity capital | 70,101,000 | 69,984,000 | 72,187,000 | 74,205,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 7,336,000 | 14,932,000 | 22,818,000 | 31,390,000 |
| Interest expense | 653,000 | 1,341,000 | 2,067,000 | 2,821,000 |
| Net interest income | 6,683,000 | 13,591,000 | 20,751,000 | 28,569,000 |
| Noninterest income | 1,340,000 | 2,807,000 | 4,258,000 | 5,794,000 |
| Noninterest expense | 4,939,000 | 9,973,000 | 14,867,000 | 19,979,000 |
| Provision for loan losses | 421,000 | 957,000 | 1,499,000 | 2,086,000 |
| Pretax income | 2,663,000 | 5,468,000 | 8,643,000 | 12,298,000 |
| Income tax | 641,000 | 1,324,000 | 2,155,000 | 3,195,000 |
| Net income | 2,022,000 | 4,144,000 | 6,488,000 | 9,103,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,586,000 | 70,709,000 | 73,053,000 | 75,763,000 |
| Total capital | 76,203,000 | 76,666,000 | 79,319,000 | 82,479,000 |
| Risk-weighted assets | 442,638,000 | 469,718,000 | 493,995,000 | 530,052,000 |