Call reports 2015
BANK OF GREENE COUNTY, THE — 2015
What BANK OF GREENE COUNTY, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 733,090,000 | 737,557,000 | 766,734,000 | 794,885,000 |
| Total loans | 443,263,000 | 451,716,000 | 469,159,000 | 486,955,000 |
| Allowance for loan losses | 7,824,000 | 8,142,000 | 8,466,000 | 8,611,000 |
| Securities available for sale | 72,207,000 | 86,034,000 | 95,757,000 | 93,582,000 |
| Securities held to maturity | 177,974,000 | 169,000,000 | 174,561,000 | 177,554,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 646,023,000 | 623,395,000 | 667,046,000 | 671,151,000 |
| Interest-bearing deposits | 576,079,000 | 549,436,000 | 585,432,000 | 591,545,000 |
| Noninterest-bearing deposits | 69,944,000 | 73,959,000 | 81,614,000 | 79,606,000 |
| Equity capital | 64,452,000 | 65,689,000 | 65,691,000 | 67,752,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,525,000 | 13,159,000 | 20,106,000 | 27,339,000 |
| Interest expense | 579,000 | 1,178,000 | 1,792,000 | 2,419,000 |
| Net interest income | 5,946,000 | 11,981,000 | 18,314,000 | 24,920,000 |
| Noninterest income | 1,251,000 | 2,633,000 | 3,924,000 | 5,283,000 |
| Noninterest expense | 4,693,000 | 9,615,000 | 14,253,000 | 19,059,000 |
| Provision for loan losses | 416,000 | 840,000 | 1,214,000 | 1,557,000 |
| Pretax income | 2,088,000 | 4,159,000 | 6,771,000 | 9,587,000 |
| Income tax | 485,000 | 959,000 | 1,609,000 | 2,305,000 |
| Net income | 1,603,000 | 3,200,000 | 5,162,000 | 7,282,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,890,000 | 66,487,000 | 66,449,000 | 68,565,000 |
| Total capital | 69,751,000 | 71,572,000 | 71,650,000 | 73,973,000 |
| Risk-weighted assets | 383,299,000 | 401,021,000 | 410,031,000 | 426,398,000 |