Call reports 2014
BANK OF GREENE COUNTY, THE — 2014
What BANK OF GREENE COUNTY, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 700,641,000 | 674,288,000 | 699,309,000 | 711,589,000 |
| Total loans | 400,012,000 | 406,871,000 | 414,701,000 | 430,669,000 |
| Allowance for loan losses | 7,341,000 | 7,419,000 | 7,720,000 | 7,796,000 |
| Securities available for sale | 51,280,000 | 56,151,000 | 65,315,000 | 69,071,000 |
| Securities held to maturity | 177,089,000 | 181,946,000 | 184,235,000 | 181,065,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 624,604,000 | 592,634,000 | 614,216,000 | 585,356,000 |
| Interest-bearing deposits | 559,305,000 | 522,271,000 | 541,359,000 | 516,990,000 |
| Noninterest-bearing deposits | 65,299,000 | 70,363,000 | 72,857,000 | 68,366,000 |
| Equity capital | 56,654,000 | 58,419,000 | 60,356,000 | 62,538,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 5,995,000 | 12,089,000 | 18,417,000 | 24,875,000 |
| Interest expense | 599,000 | 1,229,000 | 1,790,000 | 2,353,000 |
| Net interest income | 5,396,000 | 10,860,000 | 16,627,000 | 22,522,000 |
| Noninterest income | 1,153,000 | 2,473,000 | 3,859,000 | 5,148,000 |
| Noninterest expense | 4,187,000 | 8,427,000 | 12,671,000 | 16,869,000 |
| Provision for loan losses | 288,000 | 678,000 | 1,089,000 | 1,394,000 |
| Pretax income | 2,074,000 | 4,228,000 | 6,726,000 | 9,407,000 |
| Income tax | 543,000 | 1,117,000 | 1,801,000 | 2,473,000 |
| Net income | 1,531,000 | 3,111,000 | 4,925,000 | 6,934,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,944,000 | 59,523,000 | 61,337,000 | 63,341,000 |
| Total capital | 62,267,000 | 63,918,000 | 65,868,000 | 68,052,000 |
| Risk-weighted assets | 339,181,000 | 344,994,000 | 355,734,000 | 369,487,000 |