Call reports 2013
BANK OF GREENE COUNTY, THE — 2013
What BANK OF GREENE COUNTY, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 650,959,000 | 634,534,000 | 651,349,000 | 652,801,000 |
| Total loans | 357,236,000 | 366,644,000 | 381,480,000 | 394,362,000 |
| Allowance for loan losses | 6,922,000 | 7,040,000 | 7,028,000 | 7,171,000 |
| Securities available for sale | 76,840,000 | 69,644,000 | 66,118,000 | 52,301,000 |
| Securities held to maturity | 162,207,000 | 176,519,000 | 173,847,000 | 178,658,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 589,943,000 | 561,550,000 | 583,288,000 | 551,025,000 |
| Interest-bearing deposits | 534,248,000 | 500,690,000 | 521,950,000 | 490,345,000 |
| Noninterest-bearing deposits | 55,695,000 | 60,860,000 | 61,338,000 | 60,680,000 |
| Equity capital | 53,427,000 | 54,038,000 | 55,265,000 | 56,963,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 6,012,000 | 11,890,000 | 17,751,000 | 23,734,000 |
| Interest expense | 681,000 | 1,340,000 | 1,918,000 | 2,500,000 |
| Net interest income | 5,331,000 | 10,550,000 | 15,833,000 | 21,234,000 |
| Noninterest income | 1,113,000 | 2,383,000 | 3,699,000 | 4,985,000 |
| Noninterest expense | 3,921,000 | 8,017,000 | 11,794,000 | 15,487,000 |
| Provision for loan losses | 331,000 | 761,000 | 1,073,000 | 1,582,000 |
| Pretax income | 2,192,000 | 4,155,000 | 6,665,000 | 9,150,000 |
| Income tax | 631,000 | 1,172,000 | 1,892,000 | 2,593,000 |
| Net income | 1,561,000 | 2,983,000 | 4,773,000 | 6,557,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,422,000 | 54,843,000 | 56,633,000 | 58,413,000 |
| Total capital | 57,327,000 | 58,892,000 | 60,809,000 | 62,687,000 |
| Risk-weighted assets | 309,414,000 | 317,801,000 | 327,985,000 | 335,332,000 |