Call reports 2012
BANK OF GREENE COUNTY, THE — 2012
What BANK OF GREENE COUNTY, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 578,803,000 | 592,056,000 | 601,845,000 | 625,405,000 |
| Total loans | 318,206,000 | 333,027,000 | 342,763,000 | 354,465,000 |
| Allowance for loan losses | 5,967,000 | 6,177,000 | 6,536,000 | 6,764,000 |
| Securities available for sale | 74,205,000 | 87,528,000 | 81,824,000 | 77,987,000 |
| Securities held to maturity | 139,444,000 | 146,389,000 | 138,970,000 | 167,449,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 516,221,000 | 517,645,000 | 540,597,000 | 549,349,000 |
| Interest-bearing deposits | 464,907,000 | 459,253,000 | 487,364,000 | 491,546,000 |
| Noninterest-bearing deposits | 51,314,000 | 58,392,000 | 53,233,000 | 57,803,000 |
| Equity capital | 50,315,000 | 48,460,000 | 50,408,000 | 51,940,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,037,000 | 12,050,000 | 18,202,000 | 24,353,000 |
| Interest expense | 837,000 | 1,643,000 | 2,381,000 | 3,117,000 |
| Net interest income | 5,200,000 | 10,407,000 | 15,821,000 | 21,236,000 |
| Noninterest income | 1,162,000 | 2,485,000 | 3,773,000 | 4,950,000 |
| Noninterest expense | 3,708,000 | 7,913,000 | 11,583,000 | 15,209,000 |
| Provision for loan losses | 541,000 | 888,000 | 1,331,000 | 1,873,000 |
| Pretax income | 2,113,000 | 4,067,000 | 6,656,000 | 9,089,000 |
| Income tax | 594,000 | 1,163,000 | 1,953,000 | 2,663,000 |
| Net income | 1,519,000 | 2,904,000 | 4,703,000 | 6,426,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,957,000 | 48,287,000 | 50,142,000 | 51,860,000 |
| Total capital | 53,926,000 | 52,000,000 | 53,902,000 | 55,754,000 |
| Risk-weighted assets | 313,381,000 | 293,826,000 | 297,990,000 | 308,652,000 |