Call reports 2006
BANK OF GREENE COUNTY, THE — 2006
What BANK OF GREENE COUNTY, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 |
|---|---|---|---|
| Total assets | 296,203,000 | 304,239,000 | 306,673,000 |
| Total loans | 184,048,000 | 191,407,000 | 197,730,000 |
| Allowance for loan losses | 1,293,000 | 1,314,000 | 1,324,000 |
| Securities available for sale | 82,394,000 | 84,240,000 | 82,300,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 260,999,000 | 269,092,000 | 270,302,000 |
| Interest-bearing deposits | 217,477,000 | 226,797,000 | 227,847,000 |
| Noninterest-bearing deposits | 43,522,000 | 42,295,000 | 42,455,000 |
| Equity capital | 29,589,000 | 29,454,000 | 30,658,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 |
|---|---|---|---|
| Interest income | 3,703,000 | 7,579,000 | 11,628,000 |
| Interest expense | 1,059,000 | 2,282,000 | 3,700,000 |
| Net interest income | 2,644,000 | 5,297,000 | 7,928,000 |
| Noninterest income | 745,000 | 1,515,000 | 2,383,000 |
| Noninterest expense | 2,578,000 | 5,296,000 | 7,692,000 |
| Provision for loan losses | 40,000 | 140,000 | 185,000 |
| Pretax income | 771,000 | 1,376,000 | 2,434,000 |
| Income tax | 215,000 | 350,000 | 659,000 |
| Net income | 556,000 | 1,026,000 | 1,775,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 |
|---|---|---|---|
| Tier 1 capital | 29,735,000 | 30,206,000 | 30,954,000 |
| Total capital | 31,029,000 | 31,522,000 | 32,279,000 |
| Risk-weighted assets | 152,976,000 | 159,930,000 | 164,234,000 |