Call reports 2003
BANK OF GREENE COUNTY, THE — 2003
What BANK OF GREENE COUNTY, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 239,899,000 | 252,760,000 | 255,530,000 | 266,275,000 |
| Total loans | 132,267,000 | 133,374,000 | 135,407,000 | 141,827,000 |
| Allowance for loan losses | 1,118,000 | 1,164,000 | 1,221,000 | 1,200,000 |
| Securities available for sale | 79,990,000 | 94,983,000 | 92,890,000 | 100,636,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,414,000 | 218,539,000 | 222,671,000 | 227,914,000 |
| Interest-bearing deposits | 183,724,000 | 192,594,000 | 194,032,000 | 198,471,000 |
| Noninterest-bearing deposits | 22,690,000 | 25,945,000 | 28,639,000 | 29,443,000 |
| Equity capital | 23,970,000 | 24,730,000 | 23,744,000 | 24,225,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,266,000 | 6,541,000 | 9,804,000 | 13,131,000 |
| Interest expense | 1,041,000 | 2,055,000 | 2,923,000 | 3,780,000 |
| Net interest income | 2,225,000 | 4,486,000 | 6,881,000 | 9,351,000 |
| Noninterest income | 536,000 | 1,077,000 | 1,651,000 | 2,253,000 |
| Noninterest expense | 1,917,000 | 3,946,000 | 5,835,000 | 7,811,000 |
| Provision for loan losses | 75,000 | 150,000 | 195,000 | 195,000 |
| Pretax income | 769,000 | 1,488,000 | 2,523,000 | 3,619,000 |
| Income tax | 272,000 | 499,000 | 858,000 | 1,207,000 |
| Net income | 497,000 | 989,000 | 1,665,000 | 2,412,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,740,000 | 23,232,000 | 22,908,000 | 23,654,000 |
| Total capital | 23,858,000 | 24,396,000 | 24,129,000 | 24,854,000 |
| Risk-weighted assets | 120,840,000 | 124,285,000 | 127,628,000 | 129,330,000 |
Machine access — free, no API key
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