Call reports 2002
BANK OF GREENE COUNTY, THE — 2002
What BANK OF GREENE COUNTY, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 208,064,000 | 215,999,000 | 226,943,000 | 232,067,000 |
| Total loans | 126,507,000 | 129,442,000 | 131,572,000 | 132,582,000 |
| Allowance for loan losses | 1,029,000 | 1,069,000 | 1,086,000 | 1,102,000 |
| Securities available for sale | 55,971,000 | 61,424,000 | 67,835,000 | 72,853,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,340,000 | 184,243,000 | 193,672,000 | 198,306,000 |
| Interest-bearing deposits | 155,608,000 | 161,641,000 | 170,421,000 | 175,632,000 |
| Noninterest-bearing deposits | 21,732,000 | 22,602,000 | 23,251,000 | 22,674,000 |
| Equity capital | 21,062,000 | 21,870,000 | 22,876,000 | 23,466,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,089,000 | 6,255,000 | 9,548,000 | 12,795,000 |
| Interest expense | 1,187,000 | 2,353,000 | 3,519,000 | 4,633,000 |
| Net interest income | 1,902,000 | 3,902,000 | 6,029,000 | 8,162,000 |
| Noninterest income | 426,000 | 874,000 | 1,476,000 | 2,045,000 |
| Noninterest expense | 1,664,000 | 3,434,000 | 5,244,000 | 7,103,000 |
| Provision for loan losses | 60,000 | 120,000 | 120,000 | 150,000 |
| Pretax income | 604,000 | 1,241,000 | 2,160,000 | 2,973,000 |
| Income tax | 193,000 | 394,000 | 679,000 | 960,000 |
| Net income | 411,000 | 847,000 | 1,481,000 | 2,013,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,640,000 | 21,076,000 | 21,710,000 | 22,242,000 |
| Total capital | 21,669,000 | 22,145,000 | 22,796,000 | 23,344,000 |
| Risk-weighted assets | 115,640,000 | 117,083,000 | 119,572,000 | 116,199,000 |
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