Call reports 2001
BANK OF GREENE COUNTY, THE — 2001
What BANK OF GREENE COUNTY, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 170,256,000 | 181,874,000 | 190,932,000 | 194,779,000 |
| Total loans | 104,699,000 | 110,643,000 | 116,638,000 | 121,312,000 |
| Allowance for loan losses | 867,000 | 886,000 | 903,000 | 976,000 |
| Securities available for sale | 44,239,000 | 44,354,000 | 44,048,000 | 48,358,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,187,000 | 156,293,000 | 164,051,000 | 167,952,000 |
| Interest-bearing deposits | 125,574,000 | 135,774,000 | 141,647,000 | 147,525,000 |
| Noninterest-bearing deposits | 16,613,000 | 20,519,000 | 22,404,000 | 20,427,000 |
| Equity capital | 19,756,000 | 20,001,000 | 20,751,000 | 20,943,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,842,000 | 5,781,000 | 8,856,000 | 11,919,000 |
| Interest expense | 1,371,000 | 2,697,000 | 4,037,000 | 5,273,000 |
| Net interest income | 1,471,000 | 3,084,000 | 4,819,000 | 6,646,000 |
| Noninterest income | 194,000 | 419,000 | 697,000 | 1,084,000 |
| Noninterest expense | 1,428,000 | 2,968,000 | 4,477,000 | 6,085,000 |
| Provision for loan losses | 15,000 | 30,000 | 60,000 | 129,000 |
| Pretax income | 222,000 | 505,000 | 979,000 | 1,516,000 |
| Income tax | 46,000 | 53,000 | 200,000 | 366,000 |
| Net income | 176,000 | 452,000 | 779,000 | 1,150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,255,000 | 19,531,000 | 19,858,000 | 20,229,000 |
| Total capital | 20,122,000 | 20,417,000 | 20,761,000 | 21,205,000 |
| Risk-weighted assets | 103,286,000 | 108,866,000 | 112,805,000 | 112,903,000 |
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