Call reports 2015
FIRST CAPITAL BANK — 2015
What FIRST CAPITAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 602,325,000 | 615,962,000 | 622,454,000 | 625,113,000 |
| Total loans | 487,015,000 | 500,674,000 | 495,297,000 | 507,949,000 |
| Allowance for loan losses | 7,874,000 | 7,865,000 | 7,866,000 | 7,684,000 |
| Securities available for sale | 65,305,000 | 70,983,000 | 78,043,000 | 75,045,000 |
| Securities held to maturity | 2,370,000 | 2,369,000 | 2,368,000 | 2,367,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 500,044,000 | 507,178,000 | 523,045,000 | 508,181,000 |
| Interest-bearing deposits | 417,333,000 | 415,426,000 | 422,839,000 | 410,429,000 |
| Noninterest-bearing deposits | 82,711,000 | 91,752,000 | 100,206,000 | 97,752,000 |
| Equity capital | 59,561,000 | 60,523,000 | 62,191,000 | 60,105,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,288,000 | 12,693,000 | 19,250,000 | 25,746,000 |
| Interest expense | 1,101,000 | 2,267,000 | 3,432,000 | 4,576,000 |
| Net interest income | 5,187,000 | 10,426,000 | 15,818,000 | 21,170,000 |
| Noninterest income | 217,000 | 592,000 | 1,067,000 | 1,083,000 |
| Noninterest expense | 3,853,000 | 7,543,000 | 11,376,000 | 19,140,000 |
| Provision for loan losses | -145,000 | -145,000 | -145,000 | -345,000 |
| Pretax income | 1,766,000 | 3,691,000 | 5,774,000 | 3,578,000 |
| Income tax | 570,000 | 1,194,000 | 1,867,000 | 1,451,000 |
| Net income | 1,196,000 | 2,497,000 | 3,907,000 | 2,127,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,245,000 | 59,397,000 | 60,780,000 | 59,076,000 |
| Total capital | 64,647,000 | 66,091,000 | 67,375,000 | 65,803,000 |
| Risk-weighted assets | 510,714,000 | 533,782,000 | 525,622,000 | 536,528,000 |