Call reports 2013
FIRST CAPITAL BANK — 2013
What FIRST CAPITAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 525,997,000 | 538,586,000 | 536,307,000 | 547,398,000 |
| Total loans | 395,621,000 | 416,614,000 | 418,451,000 | 432,318,000 |
| Allowance for loan losses | 7,467,000 | 8,582,000 | 8,591,000 | 8,165,000 |
| Securities available for sale | 83,368,000 | 72,033,000 | 76,382,000 | 71,511,000 |
| Securities held to maturity | 2,878,000 | 2,877,000 | 2,876,000 | 2,375,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 445,780,000 | 458,342,000 | 450,116,000 | 459,624,000 |
| Interest-bearing deposits | 386,989,000 | 383,541,000 | 386,225,000 | 390,019,000 |
| Noninterest-bearing deposits | 58,791,000 | 74,801,000 | 63,891,000 | 69,605,000 |
| Equity capital | 50,874,000 | 50,782,000 | 51,894,000 | 52,641,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,612,000 | 11,307,000 | 17,087,000 | 23,093,000 |
| Interest expense | 1,345,000 | 2,605,000 | 3,820,000 | 5,048,000 |
| Net interest income | 4,267,000 | 8,702,000 | 13,267,000 | 18,045,000 |
| Noninterest income | 471,000 | 1,126,000 | 1,755,000 | 2,179,000 |
| Noninterest expense | 3,443,000 | 7,050,000 | 10,603,000 | 14,380,000 |
| Provision for loan losses | 100,000 | 100,000 | 14,000 | -186,000 |
| Pretax income | 1,226,000 | 2,854,000 | 4,574,000 | 6,359,000 |
| Income tax | 356,000 | 850,000 | 1,397,000 | 1,949,000 |
| Net income | 870,000 | 2,004,000 | 3,177,000 | 4,410,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,102,000 | 49,201,000 | 50,933,000 | 52,595,000 |
| Total capital | 53,990,000 | 55,300,000 | 57,093,000 | 58,960,000 |
| Risk-weighted assets | 404,683,000 | 420,647,000 | 425,600,000 | 442,575,000 |