Call reports 2012
FIRST CAPITAL BANK — 2012
What FIRST CAPITAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 529,630,000 | 520,257,000 | 529,171,000 | 542,663,000 |
| Total loans | 376,782,000 | 370,677,000 | 373,148,000 | 385,981,000 |
| Allowance for loan losses | 8,002,000 | 7,253,000 | 7,208,000 | 7,269,000 |
| Securities available for sale | 94,573,000 | 93,115,000 | 86,697,000 | 86,826,000 |
| Securities held to maturity | 2,884,000 | 2,882,000 | 2,881,000 | 2,880,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 430,015,000 | 442,090,000 | 450,710,000 | 463,697,000 |
| Interest-bearing deposits | 381,903,000 | 387,063,000 | 397,794,000 | 400,996,000 |
| Noninterest-bearing deposits | 48,112,000 | 55,027,000 | 52,916,000 | 62,701,000 |
| Equity capital | 45,893,000 | 48,413,000 | 49,489,000 | 50,012,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,819,000 | 11,602,000 | 17,300,000 | 23,010,000 |
| Interest expense | 1,860,000 | 3,647,000 | 5,132,000 | 6,577,000 |
| Net interest income | 3,959,000 | 7,955,000 | 12,168,000 | 16,433,000 |
| Noninterest income | 189,000 | -942,000 | -326,000 | 243,000 |
| Noninterest expense | 3,271,000 | 9,644,000 | 13,136,000 | 16,761,000 |
| Provision for loan losses | 565,000 | 8,875,000 | 9,031,000 | 9,196,000 |
| Pretax income | 339,000 | -11,479,000 | -10,246,000 | -9,202,000 |
| Income tax | 17,000 | -4,033,000 | -3,645,000 | -3,258,000 |
| Net income | 322,000 | -7,446,000 | -6,601,000 | -5,944,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,752,000 | 45,011,000 | 45,730,000 | 46,781,000 |
| Total capital | 50,945,000 | 51,127,000 | 51,801,000 | 52,600,000 |
| Risk-weighted assets | 396,397,000 | 390,975,000 | 387,319,000 | 399,303,000 |