Call reports 2011
FIRST CAPITAL BANK — 2011
What FIRST CAPITAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 528,713,000 | 525,470,000 | 535,327,000 | 541,366,000 |
| Total loans | 392,736,000 | 382,567,000 | 372,848,000 | 371,417,000 |
| Allowance for loan losses | 10,570,000 | 10,153,000 | 9,026,000 | 9,271,000 |
| Securities available for sale | 82,244,000 | 76,836,000 | 91,567,000 | 84,035,000 |
| Securities held to maturity | 2,887,000 | 2,886,000 | 2,885,000 | 2,884,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 421,150,000 | 419,042,000 | 435,587,000 | 441,653,000 |
| Interest-bearing deposits | 378,298,000 | 371,474,000 | 384,276,000 | 394,267,000 |
| Noninterest-bearing deposits | 42,852,000 | 47,568,000 | 51,311,000 | 47,386,000 |
| Equity capital | 48,090,000 | 47,468,000 | 45,365,000 | 45,045,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 6,294,000 | 12,349,000 | 18,403,000 | 24,324,000 |
| Interest expense | 2,160,000 | 4,254,000 | 6,296,000 | 8,281,000 |
| Net interest income | 4,134,000 | 8,095,000 | 12,107,000 | 16,043,000 |
| Noninterest income | 172,000 | 97,000 | 410,000 | 254,000 |
| Noninterest expense | 2,945,000 | 6,216,000 | 9,800,000 | 12,609,000 |
| Provision for loan losses | 700,000 | 3,847,000 | 8,572,000 | 9,441,000 |
| Pretax income | 682,000 | -1,227,000 | -5,211,000 | -4,674,000 |
| Income tax | 195,000 | -496,000 | -1,903,000 | -1,788,000 |
| Net income | 487,000 | -731,000 | -3,308,000 | -2,886,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,666,000 | 46,490,000 | 43,949,000 | 44,402,000 |
| Total capital | 54,287,000 | 53,096,000 | 50,548,000 | 50,526,000 |
| Risk-weighted assets | 396,121,000 | 394,533,000 | 396,288,000 | 389,564,000 |