Call reports 2005
FIRST CAPITAL BANK — 2005
What FIRST CAPITAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 164,975,000 | 179,899,000 | 201,046,000 | 209,529,000 |
| Total loans | 122,645,000 | 135,870,000 | 146,023,000 | 156,035,000 |
| Allowance for loan losses | 1,179,000 | 1,266,000 | 1,340,000 | 1,460,000 |
| Securities available for sale | 33,489,000 | 34,840,000 | 45,077,000 | 42,617,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,934,000 | 149,499,000 | 165,928,000 | 163,632,000 |
| Interest-bearing deposits | 109,888,000 | 114,737,000 | 129,217,000 | 131,962,000 |
| Noninterest-bearing deposits | 35,046,000 | 34,762,000 | 36,711,000 | 31,670,000 |
| Equity capital | 13,129,000 | 13,610,000 | 13,804,000 | 13,970,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,158,000 | 4,616,000 | 7,433,000 | 10,533,000 |
| Interest expense | 776,000 | 1,684,000 | 2,830,000 | 4,134,000 |
| Net interest income | 1,382,000 | 2,932,000 | 4,603,000 | 6,399,000 |
| Noninterest income | 53,000 | 114,000 | 197,000 | 261,000 |
| Noninterest expense | 950,000 | 1,985,000 | 3,107,000 | 4,271,000 |
| Provision for loan losses | 95,000 | 182,000 | 288,000 | 408,000 |
| Pretax income | 378,000 | 868,000 | 1,394,000 | 1,970,000 |
| Income tax | 128,000 | 292,000 | 469,000 | 664,000 |
| Net income | 250,000 | 576,000 | 925,000 | 1,306,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,121,000 | 13,528,000 | 13,796,000 | 14,121,000 |
| Total capital | 14,300,000 | 14,794,000 | 15,136,000 | 17,581,000 |
| Risk-weighted assets | 115,126,000 | 129,522,000 | 141,395,000 | 154,717,000 |
Machine access — free, no API key
Every figure shown here about FIRST CAPITAL BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.