Call reports 2026
CARROLL BANK AND TRUST — 2026
What CARROLL BANK AND TRUST reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 658,079,000 | 662,057,000 |
| Total loans | 471,257,000 | 501,481,000 |
| Allowance for loan losses | 3,909,000 | 3,945,000 |
| Securities available for sale | 85,221,000 | 87,921,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 603,244,000 | 605,538,000 |
| Interest-bearing deposits | 497,659,000 | 505,591,000 |
| Noninterest-bearing deposits | 105,585,000 | 99,947,000 |
| Equity capital | 48,869,000 | 50,218,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 9,404,000 | 19,213,000 |
| Interest expense | 3,629,000 | 7,406,000 |
| Net interest income | 5,775,000 | 11,807,000 |
| Noninterest income | 1,191,000 | 2,517,000 |
| Noninterest expense | 5,098,000 | 10,038,000 |
| Provision for loan losses | 201,000 | 396,000 |
| Pretax income | 1,664,000 | 3,888,000 |
| Income tax | 423,000 | 982,000 |
| Net income | 1,241,000 | 2,906,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 52,961,000 | 54,276,000 |
| Total capital | 57,030,000 | 58,381,000 |
| Risk-weighted assets | 435,971,000 | 456,895,000 |