Call reports 2023
CARROLL BANK AND TRUST — 2023
What CARROLL BANK AND TRUST reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 440,740,000 | 461,830,000 | 484,447,000 | 500,648,000 |
| Total loans | 330,108,000 | 348,539,000 | 362,675,000 | 368,721,000 |
| Allowance for loan losses | 2,479,000 | 2,556,000 | 3,089,000 | 3,126,000 |
| Securities available for sale | 62,108,000 | 59,476,000 | 58,317,000 | 61,069,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 398,925,000 | 396,902,000 | 413,987,000 | 451,800,000 |
| Interest-bearing deposits | 309,625,000 | 308,199,000 | 328,542,000 | 362,733,000 |
| Noninterest-bearing deposits | 89,300,000 | 88,703,000 | 85,445,000 | 89,067,000 |
| Equity capital | 33,160,000 | 33,252,000 | 35,051,000 | 38,352,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,077,000 | 10,660,000 | 16,838,000 | 23,540,000 |
| Interest expense | 1,186,000 | 2,835,000 | 5,129,000 | 8,062,000 |
| Net interest income | 3,891,000 | 7,825,000 | 11,709,000 | 15,478,000 |
| Noninterest income | 907,000 | 1,739,000 | 7,479,000 | 8,847,000 |
| Noninterest expense | 3,614,000 | 6,920,000 | 11,252,000 | 15,000,000 |
| Provision for loan losses | 55,000 | 140,000 | 713,000 | 769,000 |
| Pretax income | 1,105,000 | 2,476,000 | 7,156,000 | 8,510,000 |
| Income tax | 237,000 | 548,000 | 1,763,000 | 2,165,000 |
| Net income | 868,000 | 1,928,000 | 5,393,000 | 6,345,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,794,000 | 39,728,000 | 43,068,000 | 43,720,000 |
| Total capital | 41,273,000 | 42,284,000 | — | 46,846,000 |
| Risk-weighted assets | 321,709,000 | 335,634,000 | — | 352,574,000 |