Call reports 2022
CARROLL BANK AND TRUST — 2022
What CARROLL BANK AND TRUST reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 410,597,000 | 410,204,000 | 426,738,000 | 441,576,000 |
| Total loans | 264,030,000 | 288,094,000 | 308,187,000 | 323,474,000 |
| Allowance for loan losses | 2,476,000 | 2,511,000 | 2,549,000 | 2,556,000 |
| Securities available for sale | 67,072,000 | 67,721,000 | 66,983,000 | 66,139,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 375,835,000 | 377,233,000 | 378,636,000 | 390,109,000 |
| Interest-bearing deposits | 286,478,000 | 283,908,000 | 284,683,000 | 298,724,000 |
| Noninterest-bearing deposits | 89,357,000 | 93,325,000 | 93,953,000 | 91,385,000 |
| Equity capital | 32,592,000 | 30,785,000 | 29,841,000 | 31,117,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,627,000 | 7,578,000 | 11,968,000 | 16,743,000 |
| Interest expense | 252,000 | 503,000 | 839,000 | 1,528,000 |
| Net interest income | 3,375,000 | 7,075,000 | 11,129,000 | 15,215,000 |
| Noninterest income | 781,000 | 1,781,000 | 2,706,000 | 3,435,000 |
| Noninterest expense | 3,032,000 | 6,078,000 | 9,535,000 | 12,981,000 |
| Provision for loan losses | 49,000 | 94,000 | 140,000 | 185,000 |
| Pretax income | 1,075,000 | 2,659,000 | 4,118,000 | 5,398,000 |
| Income tax | 277,000 | 679,000 | 1,043,000 | 1,396,000 |
| Net income | 798,000 | 1,980,000 | 3,075,000 | 4,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,221,000 | 36,279,000 | 37,249,000 | 38,051,000 |
| Total capital | — | — | 39,798,000 | 40,607,000 |
| Risk-weighted assets | — | — | 301,719,000 | 316,374,000 |