Call reports 2021
CARROLL BANK AND TRUST — 2021
What CARROLL BANK AND TRUST reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 367,868,000 | 372,516,000 | 383,691,000 | 402,894,000 |
| Total loans | 240,458,000 | 248,716,000 | 249,719,000 | 256,427,000 |
| Allowance for loan losses | 2,346,000 | 2,391,000 | 2,417,000 | 2,436,000 |
| Securities available for sale | 50,698,000 | 56,343,000 | 60,095,000 | 65,496,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 332,984,000 | 336,353,000 | 346,981,000 | 366,103,000 |
| Interest-bearing deposits | 258,308,000 | 259,802,000 | 263,998,000 | 279,836,000 |
| Noninterest-bearing deposits | 74,676,000 | 76,551,000 | 82,983,000 | 86,267,000 |
| Equity capital | 33,167,000 | 34,520,000 | 34,907,000 | 35,075,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,909,000 | 8,179,000 | 11,761,000 | 15,349,000 |
| Interest expense | 366,000 | 669,000 | 950,000 | 1,216,000 |
| Net interest income | 3,543,000 | 7,510,000 | 10,811,000 | 14,133,000 |
| Noninterest income | 605,000 | 1,391,000 | 2,075,000 | 2,980,000 |
| Noninterest expense | 2,838,000 | 5,713,000 | 8,879,000 | 12,160,000 |
| Provision for loan losses | 45,000 | 91,000 | 136,000 | 182,000 |
| Pretax income | 1,265,000 | 3,097,000 | 3,871,000 | 4,771,000 |
| Income tax | 326,000 | 776,000 | 969,000 | 1,191,000 |
| Net income | 939,000 | 2,321,000 | 2,902,000 | 3,580,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,283,000 | 33,540,000 | 33,995,000 | 34,548,000 |