Call reports 2020
CARROLL BANK AND TRUST — 2020
What CARROLL BANK AND TRUST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 309,392,000 | 331,779,000 | 332,681,000 | 357,532,000 |
| Total loans | 219,025,000 | 233,848,000 | 240,312,000 | 236,652,000 |
| Allowance for loan losses | 2,198,000 | 2,246,000 | 2,293,000 | 2,322,000 |
| Securities available for sale | 35,986,000 | 38,993,000 | 41,878,000 | 46,481,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 276,551,000 | 297,926,000 | 298,347,000 | 323,424,000 |
| Interest-bearing deposits | 221,605,000 | 226,961,000 | 230,054,000 | 246,539,000 |
| Noninterest-bearing deposits | 54,946,000 | 70,965,000 | 68,293,000 | 76,885,000 |
| Equity capital | 31,414,000 | 32,280,000 | 32,803,000 | 32,802,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,453,000 | 7,295,000 | 10,767,000 | 14,214,000 |
| Interest expense | 579,000 | 1,088,000 | 1,548,000 | 1,950,000 |
| Net interest income | 2,874,000 | 6,207,000 | 9,219,000 | 12,264,000 |
| Noninterest income | 532,000 | 1,036,000 | 1,609,000 | 2,133,000 |
| Noninterest expense | 2,663,000 | 5,282,000 | 7,953,000 | 10,796,000 |
| Provision for loan losses | 47,000 | 92,000 | 137,000 | 182,000 |
| Pretax income | 696,000 | 1,869,000 | 2,738,000 | 3,419,000 |
| Income tax | 175,000 | 462,000 | 663,000 | 854,000 |
| Net income | 521,000 | 1,407,000 | 2,075,000 | 2,565,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,274,000 | 30,935,000 | 31,478,000 | 31,468,000 |