Call reports 2019
CARROLL BANK AND TRUST — 2019
What CARROLL BANK AND TRUST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 286,491,000 | 289,010,000 | 291,753,000 | 306,727,000 |
| Total loans | 217,914,000 | 221,401,000 | 224,783,000 | 220,235,000 |
| Allowance for loan losses | 2,069,000 | 2,127,000 | 2,184,000 | 2,203,000 |
| Securities available for sale | 19,563,000 | 18,484,000 | 20,605,000 | 25,174,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 255,973,000 | 257,923,000 | 259,965,000 | 274,953,000 |
| Interest-bearing deposits | 211,864,000 | 212,112,000 | 210,365,000 | 219,989,000 |
| Noninterest-bearing deposits | 44,109,000 | 45,811,000 | 49,600,000 | 54,964,000 |
| Equity capital | 29,197,000 | 29,819,000 | 30,354,000 | 30,624,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,277,000 | 6,757,000 | 10,305,000 | 13,842,000 |
| Interest expense | 506,000 | 1,088,000 | 1,693,000 | 2,283,000 |
| Net interest income | 2,771,000 | 5,669,000 | 8,612,000 | 11,559,000 |
| Noninterest income | 482,000 | 949,000 | 1,429,000 | 1,976,000 |
| Noninterest expense | 2,463,000 | 5,016,000 | 7,570,000 | 10,153,000 |
| Provision for loan losses | 77,000 | 155,000 | 233,000 | 309,000 |
| Pretax income | 713,000 | 1,447,000 | 2,238,000 | 3,073,000 |
| Income tax | 189,000 | 362,000 | 550,000 | 772,000 |
| Net income | 524,000 | 1,085,000 | 1,688,000 | 2,301,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,641,000 | 29,106,000 | 29,615,000 | 29,878,000 |
| Total capital | 30,710,000 | 31,233,000 | 31,799,000 | 32,081,000 |
| Risk-weighted assets | 212,029,000 | 214,707,000 | 215,754,000 | 212,999,000 |