Call reports 2018
CARROLL BANK AND TRUST — 2018
What CARROLL BANK AND TRUST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 281,383,000 | 280,594,000 | 275,380,000 | 285,226,000 |
| Total loans | 210,586,000 | 215,193,000 | 217,502,000 | 217,440,000 |
| Allowance for loan losses | 1,837,000 | 1,889,000 | 1,919,000 | 2,010,000 |
| Securities available for sale | 22,524,000 | 21,786,000 | 20,836,000 | 20,316,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 252,841,000 | 251,583,000 | 245,862,000 | 255,600,000 |
| Interest-bearing deposits | 211,796,000 | 207,893,000 | 202,237,000 | 209,477,000 |
| Noninterest-bearing deposits | 41,045,000 | 43,690,000 | 43,625,000 | 46,123,000 |
| Equity capital | 27,453,000 | 27,957,000 | 28,379,000 | 28,679,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,993,000 | 6,147,000 | 9,339,000 | 12,615,000 |
| Interest expense | 281,000 | 592,000 | 951,000 | 1,411,000 |
| Net interest income | 2,712,000 | 5,555,000 | 8,388,000 | 11,204,000 |
| Noninterest income | 495,000 | 1,017,000 | 1,523,000 | 2,031,000 |
| Noninterest expense | 2,408,000 | 4,857,000 | 7,297,000 | 9,726,000 |
| Provision for loan losses | 91,000 | 185,000 | 278,000 | 370,000 |
| Pretax income | 708,000 | 1,530,000 | 2,336,000 | 3,139,000 |
| Income tax | 188,000 | 391,000 | 581,000 | 771,000 |
| Net income | 520,000 | 1,139,000 | 1,755,000 | 2,368,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,050,000 | 27,574,000 | 28,095,000 | 28,208,000 |
| Total capital | 28,887,000 | 29,463,000 | 30,014,000 | 30,218,000 |
| Risk-weighted assets | 203,922,000 | 208,161,000 | 209,137,000 | 211,370,000 |