Call reports 2017
CARROLL BANK AND TRUST — 2017
What CARROLL BANK AND TRUST reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 275,068,000 | 270,328,000 | 274,639,000 | 280,497,000 |
| Total loans | 202,792,000 | 209,080,000 | 212,845,000 | 208,141,000 |
| Allowance for loan losses | 1,619,000 | 1,683,000 | 1,741,000 | 1,767,000 |
| Securities available for sale | 27,963,000 | 27,078,000 | 25,438,000 | 24,186,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,862,000 | 242,737,000 | 241,585,000 | 252,323,000 |
| Interest-bearing deposits | 205,274,000 | 200,779,000 | 198,869,000 | 207,099,000 |
| Noninterest-bearing deposits | 42,588,000 | 41,958,000 | 42,716,000 | 45,224,000 |
| Equity capital | 26,268,000 | 26,685,000 | 27,083,000 | 27,377,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,812,000 | 5,768,000 | 8,843,000 | 11,878,000 |
| Interest expense | 229,000 | 460,000 | 704,000 | 980,000 |
| Net interest income | 2,583,000 | 5,308,000 | 8,139,000 | 10,898,000 |
| Noninterest income | 469,000 | 934,000 | 1,397,000 | 1,896,000 |
| Noninterest expense | 2,429,000 | 4,891,000 | 7,304,000 | 9,621,000 |
| Provision for loan losses | 92,000 | 183,000 | 274,000 | 364,000 |
| Pretax income | 554,000 | 1,191,000 | 1,981,000 | 2,832,000 |
| Income tax | 172,000 | 400,000 | 664,000 | 987,000 |
| Net income | 382,000 | 791,000 | 1,317,000 | 1,845,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,511,000 | 25,840,000 | 26,286,000 | 26,710,000 |
| Total capital | 27,130,000 | 27,523,000 | 28,027,000 | 28,477,000 |
| Risk-weighted assets | 199,021,000 | 200,896,000 | 205,527,000 | 203,114,000 |