Call reports 2011
CARROLL BANK AND TRUST — 2011
What CARROLL BANK AND TRUST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 247,130,000 | 250,761,000 | 252,869,000 | 265,049,000 |
| Total loans | 150,744,000 | 158,473,000 | 162,131,000 | 159,764,000 |
| Allowance for loan losses | 1,141,000 | 1,201,000 | 1,219,000 | 1,201,000 |
| Securities available for sale | 60,716,000 | 59,313,000 | 54,897,000 | 59,964,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 222,355,000 | 222,596,000 | 223,407,000 | 235,666,000 |
| Interest-bearing deposits | 196,009,000 | 195,298,000 | 194,064,000 | 205,923,000 |
| Noninterest-bearing deposits | 26,346,000 | 27,298,000 | 29,343,000 | 29,743,000 |
| Equity capital | 22,783,000 | 23,699,000 | 27,383,000 | 27,429,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,958,000 | 6,092,000 | 9,240,000 | 12,300,000 |
| Interest expense | 604,000 | 1,180,000 | 1,727,000 | 2,253,000 |
| Net interest income | 2,354,000 | 4,912,000 | 7,513,000 | 10,047,000 |
| Noninterest income | 414,000 | 861,000 | 1,293,000 | 1,729,000 |
| Noninterest expense | 2,021,000 | 4,159,000 | 6,205,000 | 8,311,000 |
| Provision for loan losses | 152,000 | 312,000 | 562,000 | 738,000 |
| Pretax income | 595,000 | 1,311,000 | 2,145,000 | 2,833,000 |
| Income tax | 200,000 | 447,000 | 739,000 | 965,000 |
| Net income | 395,000 | 864,000 | 1,406,000 | 1,868,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,139,000 | 21,547,000 | 25,028,000 | 25,159,000 |
| Total capital | 22,280,000 | 22,748,000 | 26,247,000 | 26,360,000 |
| Risk-weighted assets | 158,139,000 | 163,955,000 | 167,613,000 | 167,417,000 |