Call reports 2008
CARROLL BANK AND TRUST — 2008
What CARROLL BANK AND TRUST reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 169,499,000 | 171,381,000 | 172,999,000 | 221,698,000 |
| Total loans | 115,804,000 | 122,082,000 | 126,273,000 | 138,834,000 |
| Allowance for loan losses | 661,000 | 557,000 | 607,000 | 951,000 |
| Securities available for sale | 24,558,000 | 24,439,000 | 23,904,000 | 49,548,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,048,000 | 146,763,000 | 147,507,000 | 196,404,000 |
| Interest-bearing deposits | 130,184,000 | 125,742,000 | 129,639,000 | 172,961,000 |
| Noninterest-bearing deposits | 19,864,000 | 21,021,000 | 17,868,000 | 23,443,000 |
| Equity capital | 15,757,000 | 15,807,000 | 16,096,000 | 21,670,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,711,000 | 5,388,000 | 8,069,000 | 12,803,000 |
| Interest expense | 1,151,000 | 2,126,000 | 3,019,000 | 4,755,000 |
| Net interest income | 1,560,000 | 3,262,000 | 5,050,000 | 8,048,000 |
| Noninterest income | 354,000 | 777,000 | 1,213,000 | 1,727,000 |
| Noninterest expense | 1,443,000 | 2,884,000 | 4,406,000 | 7,093,000 |
| Provision for loan losses | 61,000 | 114,000 | 257,000 | 319,000 |
| Pretax income | 420,000 | 1,059,000 | 1,626,000 | 2,394,000 |
| Income tax | 70,000 | 300,000 | 535,000 | 641,000 |
| Net income | 350,000 | 759,000 | 1,091,000 | 1,753,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,603,000 | 15,904,000 | 16,153,000 | 19,887,000 |
| Total capital | 16,264,000 | 16,461,000 | 16,760,000 | 20,838,000 |
| Risk-weighted assets | 124,179,000 | 128,690,000 | 130,801,000 | 149,387,000 |
Machine access — free, no API key
Every figure shown here about CARROLL BANK AND TRUST — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.