Call reports 2012
WOLVERINE BANK, F.S.B. — 2012
What WOLVERINE BANK, F.S.B. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 291,927,000 | 287,345,000 | 284,367,000 | 284,479,000 |
| Total loans | 248,145,000 | 252,078,000 | 256,713,000 | 261,642,000 |
| Allowance for loan losses | 6,258,000 | 6,498,000 | 6,407,000 | 6,671,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 258,000 | 258,000 | 241,000 | 241,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,984,000 | 167,225,000 | 162,179,000 | 163,336,000 |
| Interest-bearing deposits | 142,814,000 | 137,049,000 | 132,866,000 | 139,330,000 |
| Noninterest-bearing deposits | 29,170,000 | 30,176,000 | 29,313,000 | 24,006,000 |
| Equity capital | 53,814,000 | 54,453,000 | 54,925,000 | 57,642,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,742,000 | 7,358,000 | 10,690,000 | 14,181,000 |
| Interest expense | 1,046,000 | 2,020,000 | 2,899,000 | 3,740,000 |
| Net interest income | 2,696,000 | 5,338,000 | 7,791,000 | 10,441,000 |
| Noninterest income | 370,000 | 828,000 | 1,564,000 | 2,807,000 |
| Noninterest expense | 1,814,000 | 3,673,000 | 5,674,000 | 8,078,000 |
| Provision for loan losses | 650,000 | 950,000 | 1,425,000 | 2,205,000 |
| Pretax income | 602,000 | 1,543,000 | 2,256,000 | 2,965,000 |
| Income tax | 190,000 | 492,000 | 733,000 | 1,001,000 |
| Net income | 412,000 | 1,051,000 | 1,523,000 | 1,964,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,814,000 | 54,453,000 | 54,925,000 | 57,642,000 |
| Total capital | 56,725,000 | 57,396,000 | 57,837,000 | 60,607,000 |
| Risk-weighted assets | 229,550,000 | 231,834,000 | 233,405,000 | 232,722,000 |