Call reports 2025
ONE BANK OF TENNESSEE — 2025
What ONE BANK OF TENNESSEE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,659,065,000 | 1,649,043,000 | 1,665,279,000 | 1,662,136,000 |
| Total loans | 1,059,262,000 | 1,082,698,000 | 1,073,211,000 | 1,070,932,000 |
| Allowance for loan losses | 5,606,000 | 5,937,000 | 6,253,000 | 6,659,000 |
| Securities available for sale | 360,973,000 | 343,556,000 | 378,211,000 | 354,507,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,511,029,000 | 1,492,102,000 | 1,493,885,000 | 1,479,562,000 |
| Interest-bearing deposits | 1,231,712,000 | 1,205,871,000 | 1,213,134,000 | 1,196,113,000 |
| Noninterest-bearing deposits | 279,317,000 | 286,231,000 | 280,751,000 | 283,449,000 |
| Equity capital | 115,163,000 | 124,320,000 | 135,393,000 | 144,953,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 20,108,000 | 41,163,000 | 62,586,000 | 84,152,000 |
| Interest expense | 6,412,000 | 12,510,000 | 18,430,000 | 23,994,000 |
| Net interest income | 13,696,000 | 28,653,000 | 44,156,000 | 60,158,000 |
| Noninterest income | 3,519,000 | 7,353,000 | 10,627,000 | 14,231,000 |
| Noninterest expense | 9,670,000 | 19,247,000 | 28,663,000 | 37,007,000 |
| Provision for loan losses | 420,000 | 840,000 | 1,260,000 | 1,660,000 |
| Pretax income | 7,125,000 | 15,919,000 | 24,860,000 | 35,169,000 |
| Income tax | 524,000 | 1,142,000 | 1,749,000 | 1,457,000 |
| Net income | 6,601,000 | 14,777,000 | 23,111,000 | 33,712,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 124,996,000 | 133,234,000 | 141,631,000 | 148,746,000 |
| Total capital | 130,602,000 | 139,171,000 | 147,884,000 | 155,425,000 |
| Risk-weighted assets | 939,972,000 | 985,002,000 | 986,668,000 | 988,866,000 |