Call reports 2024
ONE BANK OF TENNESSEE — 2024
What ONE BANK OF TENNESSEE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,563,931,000 | 1,585,743,000 | 1,611,201,000 | 1,625,309,000 |
| Total loans | 973,800,000 | 995,728,000 | 1,027,852,000 | 1,037,635,000 |
| Allowance for loan losses | 5,044,000 | 5,287,000 | 5,555,000 | 5,270,000 |
| Securities available for sale | 371,316,000 | 359,926,000 | 367,849,000 | 365,188,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,433,499,000 | 1,450,292,000 | 1,467,233,000 | 1,481,939,000 |
| Interest-bearing deposits | 1,156,337,000 | 1,181,622,000 | 1,191,893,000 | 1,209,310,000 |
| Noninterest-bearing deposits | 277,162,000 | 268,670,000 | 275,340,000 | 272,629,000 |
| Equity capital | 93,641,000 | 97,984,000 | 107,253,000 | 109,040,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 17,315,000 | 35,804,000 | 55,177,000 | 75,261,000 |
| Interest expense | 6,826,000 | 14,118,000 | 21,681,000 | 28,741,000 |
| Net interest income | 10,489,000 | 21,686,000 | 33,496,000 | 46,520,000 |
| Noninterest income | 3,308,000 | 6,910,000 | 10,281,000 | 13,880,000 |
| Noninterest expense | 8,816,000 | 17,696,000 | 26,771,000 | 34,456,000 |
| Provision for loan losses | 260,000 | 560,000 | 860,000 | 559,000 |
| Pretax income | 4,721,000 | 10,340,000 | 16,146,000 | 25,385,000 |
| Income tax | 359,000 | 766,000 | 1,165,000 | 880,000 |
| Net income | 4,362,000 | 9,574,000 | 14,981,000 | 24,505,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 115,326,000 | 117,140,000 | 118,848,000 | 121,901,000 |
| Total capital | 120,370,000 | 122,427,000 | 124,403,000 | 127,171,000 |
| Risk-weighted assets | 882,321,000 | 924,029,000 | 952,811,000 | 952,346,000 |