Call reports 2023
ONE BANK OF TENNESSEE — 2023
What ONE BANK OF TENNESSEE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,455,580,000 | 1,499,782,000 | 1,522,887,000 | 1,532,829,000 |
| Total loans | 895,135,000 | 935,024,000 | 953,362,000 | 961,653,000 |
| Allowance for loan losses | 4,951,000 | 5,103,000 | 5,286,000 | 4,817,000 |
| Securities available for sale | 408,700,000 | 392,649,000 | 377,786,000 | 374,665,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,343,913,000 | 1,390,527,000 | 1,408,741,000 | 1,407,410,000 |
| Interest-bearing deposits | 1,039,031,000 | 1,101,393,000 | 1,116,190,000 | 1,128,244,000 |
| Noninterest-bearing deposits | 304,882,000 | 289,134,000 | 292,551,000 | 279,166,000 |
| Equity capital | 83,489,000 | 80,463,000 | 81,503,000 | 91,157,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 13,123,000 | 27,814,000 | 43,581,000 | 60,248,000 |
| Interest expense | 2,643,000 | 7,134,000 | 12,683,000 | 18,893,000 |
| Net interest income | 10,480,000 | 20,680,000 | 30,898,000 | 41,355,000 |
| Noninterest income | 3,283,000 | 6,825,000 | 10,082,000 | 13,573,000 |
| Noninterest expense | 8,887,000 | 17,384,000 | 26,214,000 | 33,806,000 |
| Provision for loan losses | 240,000 | 480,000 | 720,000 | 260,000 |
| Pretax income | 3,907,000 | 8,912,000 | 13,317,000 | 20,133,000 |
| Income tax | 307,000 | 658,000 | 979,000 | 494,000 |
| Net income | 3,600,000 | 8,254,000 | 12,338,000 | 19,639,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 109,463,000 | 109,221,000 | 111,694,000 | 113,948,000 |
| Total capital | 114,414,000 | 114,324,000 | 116,980,000 | 118,765,000 |
| Risk-weighted assets | 834,023,000 | 867,425,000 | 876,257,000 | 887,608,000 |