Call reports 2022
ONE BANK OF TENNESSEE — 2022
What ONE BANK OF TENNESSEE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,491,033,000 | 1,476,309,000 | 1,474,035,000 | 1,439,886,000 |
| Total loans | 747,832,000 | 811,078,000 | 840,589,000 | 863,793,000 |
| Allowance for loan losses | 4,821,000 | 4,936,000 | 5,092,000 | 4,811,000 |
| Securities available for sale | 455,596,000 | 450,683,000 | 450,278,000 | 441,957,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,373,560,000 | 1,372,582,000 | 1,368,449,000 | 1,335,628,000 |
| Interest-bearing deposits | 1,049,333,000 | 1,046,618,000 | 1,033,402,000 | 1,020,767,000 |
| Noninterest-bearing deposits | 324,227,000 | 325,964,000 | 335,047,000 | 314,861,000 |
| Equity capital | 91,848,000 | 76,397,000 | 75,823,000 | 79,690,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 9,218,000 | 19,715,000 | 31,492,000 | 43,981,000 |
| Interest expense | 570,000 | 1,087,000 | 1,892,000 | 3,554,000 |
| Net interest income | 8,648,000 | 18,628,000 | 29,600,000 | 40,427,000 |
| Noninterest income | 3,409,000 | 7,218,000 | 10,940,000 | 14,662,000 |
| Noninterest expense | 8,022,000 | 16,606,000 | 25,198,000 | 33,543,000 |
| Provision for loan losses | 180,000 | 360,000 | 600,000 | 240,000 |
| Pretax income | 3,855,000 | 8,880,000 | 14,742,000 | 21,306,000 |
| Income tax | 305,000 | 663,000 | 1,013,000 | 760,000 |
| Net income | 3,550,000 | 8,217,000 | 13,729,000 | 20,546,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 103,543,000 | 104,374,000 | 106,233,000 | 108,412,000 |
| Total capital | 108,364,000 | 109,310,000 | 111,325,000 | 113,223,000 |
| Risk-weighted assets | 720,781,000 | 770,486,000 | 783,945,000 | 811,670,000 |