Call reports 2021
ONE BANK OF TENNESSEE — 2021
What ONE BANK OF TENNESSEE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,356,653,000 | 1,375,883,000 | 1,406,761,000 | 1,432,777,000 |
| Total loans | 725,085,000 | 731,113,000 | 713,524,000 | 718,867,000 |
| Allowance for loan losses | 3,862,000 | 4,061,000 | 4,762,000 | 4,531,000 |
| Securities available for sale | 362,776,000 | 417,066,000 | 438,428,000 | 443,544,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,238,101,000 | 1,255,844,000 | 1,286,820,000 | 1,312,342,000 |
| Interest-bearing deposits | 974,827,000 | 985,786,000 | 1,001,120,000 | 1,018,292,000 |
| Noninterest-bearing deposits | 263,274,000 | 270,058,000 | 285,700,000 | 294,050,000 |
| Equity capital | 96,505,000 | 96,870,000 | 96,956,000 | 98,904,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 11,836,000 | 22,711,000 | 31,638,000 | 40,556,000 |
| Interest expense | 1,022,000 | 1,814,000 | 2,517,000 | 3,161,000 |
| Net interest income | 10,814,000 | 20,897,000 | 29,121,000 | 37,395,000 |
| Noninterest income | 2,933,000 | 5,870,000 | 9,568,000 | 12,775,000 |
| Noninterest expense | 8,507,000 | 17,013,000 | 25,255,000 | 32,372,000 |
| Provision for loan losses | 180,000 | 360,000 | 1,140,000 | 832,000 |
| Pretax income | 5,060,000 | 9,394,000 | 12,294,000 | 16,966,000 |
| Income tax | 364,000 | 669,000 | 841,000 | 427,000 |
| Net income | 4,696,000 | 8,725,000 | 11,453,000 | 16,539,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 96,174,000 | 97,218,000 | 98,337,000 | 101,887,000 |
| Total capital | 100,036,000 | 101,279,000 | 103,099,000 | 106,418,000 |
| Risk-weighted assets | 718,130,000 | 674,980,000 | 665,200,000 | 680,579,000 |