Call reports 2020
ONE BANK OF TENNESSEE — 2020
What ONE BANK OF TENNESSEE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,106,075,000 | 1,232,374,000 | 1,264,808,000 | 1,268,649,000 |
| Total loans | 653,481,000 | 707,759,000 | 727,838,000 | 714,610,000 |
| Allowance for loan losses | 5,125,000 | 5,696,000 | 5,903,000 | 6,730,000 |
| Securities available for sale | 261,210,000 | 260,442,000 | 328,203,000 | 350,490,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 993,938,000 | 1,116,221,000 | 1,143,366,000 | 1,152,068,000 |
| Interest-bearing deposits | 815,858,000 | 888,269,000 | 909,297,000 | 916,402,000 |
| Noninterest-bearing deposits | 178,080,000 | 227,952,000 | 234,069,000 | 235,666,000 |
| Equity capital | 93,346,000 | 93,809,000 | 98,666,000 | 94,406,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 9,835,000 | 21,844,000 | 31,558,000 | 41,884,000 |
| Interest expense | 1,958,000 | 3,914,000 | 5,647,000 | 6,922,000 |
| Net interest income | 7,877,000 | 17,930,000 | 25,911,000 | 34,962,000 |
| Noninterest income | 2,825,000 | 5,018,000 | 7,643,000 | 10,317,000 |
| Noninterest expense | 7,940,000 | 16,041,000 | 23,987,000 | 31,596,000 |
| Provision for loan losses | 270,000 | 950,000 | 1,130,000 | 1,960,000 |
| Pretax income | 2,492,000 | 5,957,000 | 8,437,000 | 11,723,000 |
| Income tax | 181,000 | 416,000 | 588,000 | 132,000 |
| Net income | 2,311,000 | 5,541,000 | 7,849,000 | 11,591,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,448,000 | 87,350,000 | 92,784,000 | 94,051,000 |
| Total capital | 91,573,000 | 93,046,000 | 98,687,000 | 100,781,000 |
| Risk-weighted assets | 630,265,000 | 633,137,000 | 651,432,000 | 656,062,000 |