Call reports 2019
ONE BANK OF TENNESSEE — 2019
What ONE BANK OF TENNESSEE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 845,074,000 | 860,446,000 | 869,370,000 | 1,060,038,000 |
| Total loans | 503,700,000 | 511,919,000 | 522,673,000 | 653,105,000 |
| Allowance for loan losses | 3,828,000 | 4,224,000 | 4,484,000 | 4,727,000 |
| Securities available for sale | 234,650,000 | 235,546,000 | 227,766,000 | 262,969,000 |
| Securities held to maturity | 491,000 | 469,000 | 523,000 | 461,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 770,239,000 | 782,750,000 | 789,180,000 | 955,269,000 |
| Interest-bearing deposits | 631,155,000 | 642,630,000 | 650,863,000 | 790,281,000 |
| Noninterest-bearing deposits | 139,084,000 | 140,120,000 | 138,317,000 | 164,988,000 |
| Equity capital | 63,488,000 | 65,692,000 | 66,445,000 | 90,330,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 7,403,000 | 15,098,000 | 22,967,000 | 39,284,000 |
| Interest expense | 1,248,000 | 2,678,000 | 4,225,000 | 7,134,000 |
| Net interest income | 6,155,000 | 12,420,000 | 18,742,000 | 32,150,000 |
| Noninterest income | 2,238,000 | 4,548,000 | 6,923,000 | 11,133,000 |
| Noninterest expense | 5,532,000 | 11,121,000 | 16,846,000 | 28,686,000 |
| Provision for loan losses | 350,000 | 800,000 | 1,120,000 | 1,720,000 |
| Pretax income | 2,520,000 | 5,056,000 | 7,708,000 | 12,886,000 |
| Income tax | 182,000 | 358,000 | 544,000 | 192,000 |
| Net income | 2,338,000 | 4,698,000 | 7,164,000 | 12,694,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,999,000 | 65,609,000 | 66,305,000 | 85,784,000 |
| Total capital | 68,827,000 | 69,833,000 | 70,789,000 | 90,511,000 |
| Risk-weighted assets | 498,221,000 | 502,685,000 | 510,244,000 | 621,688,000 |