Call reports 2018
ONE BANK OF TENNESSEE — 2018
What ONE BANK OF TENNESSEE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 796,862,000 | 798,996,000 | 804,220,000 | 823,142,000 |
| Total loans | 443,601,000 | 456,450,000 | 471,562,000 | 490,729,000 |
| Allowance for loan losses | 3,290,000 | 3,558,000 | 3,799,000 | 3,575,000 |
| Securities available for sale | 257,010,000 | 244,627,000 | 240,331,000 | 238,658,000 |
| Securities held to maturity | 260,000 | 200,000 | 170,000 | 491,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 727,914,000 | 730,137,000 | 733,317,000 | 751,614,000 |
| Interest-bearing deposits | 608,999,000 | 604,413,000 | 605,470,000 | 619,581,000 |
| Noninterest-bearing deposits | 118,915,000 | 125,724,000 | 127,847,000 | 132,033,000 |
| Equity capital | 58,714,000 | 58,844,000 | 59,322,000 | 61,970,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 6,538,000 | 13,290,000 | 20,337,000 | 27,662,000 |
| Interest expense | 702,000 | 1,434,000 | 2,293,000 | 3,353,000 |
| Net interest income | 5,836,000 | 11,856,000 | 18,044,000 | 24,309,000 |
| Noninterest income | 2,127,000 | 4,222,000 | 6,216,000 | 8,433,000 |
| Noninterest expense | 5,028,000 | 10,158,000 | 15,487,000 | 20,524,000 |
| Provision for loan losses | 420,000 | 840,000 | 1,180,000 | 1,045,000 |
| Pretax income | 2,515,000 | 5,080,000 | 7,593,000 | 11,173,000 |
| Income tax | 184,000 | 375,000 | 548,000 | 96,000 |
| Net income | 2,331,000 | 4,705,000 | 7,045,000 | 11,077,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,633,000 | 62,222,000 | 62,836,000 | 64,431,000 |
| Total capital | 64,923,000 | 65,780,000 | 66,635,000 | 68,006,000 |
| Risk-weighted assets | 411,153,000 | 423,341,000 | 448,431,000 | 472,720,000 |