Call reports 2016
ONE BANK OF TENNESSEE — 2016
What ONE BANK OF TENNESSEE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 429,037,000 | 726,437,000 | 744,631,000 | 742,856,000 |
| Total loans | 215,109,000 | 352,780,000 | 363,887,000 | 383,456,000 |
| Allowance for loan losses | 1,241,000 | 2,598,000 | 2,684,000 | 2,665,000 |
| Securities available for sale | 153,697,000 | 258,876,000 | 257,754,000 | 259,429,000 |
| Securities held to maturity | 1,676,000 | 829,000 | 1,264,000 | 1,197,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 390,814,000 | 660,668,000 | 678,519,000 | 678,546,000 |
| Interest-bearing deposits | 332,325,000 | 557,687,000 | 569,994,000 | 572,490,000 |
| Noninterest-bearing deposits | 58,489,000 | 102,981,000 | 108,525,000 | 106,056,000 |
| Equity capital | 33,168,000 | 56,455,000 | 56,504,000 | 56,168,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,309,000 | 10,578,000 | 16,137,000 | 21,811,000 |
| Interest expense | 373,000 | 1,119,000 | 1,684,000 | 2,262,000 |
| Net interest income | 2,936,000 | 9,459,000 | 14,453,000 | 19,549,000 |
| Noninterest income | 1,410,000 | 3,862,000 | 5,662,000 | 7,482,000 |
| Noninterest expense | 3,117,000 | 9,521,000 | 14,283,000 | 18,831,000 |
| Provision for loan losses | 80,000 | 310,000 | 475,000 | 640,000 |
| Pretax income | 1,149,000 | 3,490,000 | 5,357,000 | 7,560,000 |
| Income tax | 80,000 | 240,000 | 369,000 | 421,000 |
| Net income | 1,069,000 | 3,250,000 | 4,988,000 | 7,139,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,564,000 | 57,137,000 | 57,646,000 | 58,217,000 |
| Total capital | 34,805,000 | 59,735,000 | 60,330,000 | 60,882,000 |
| Risk-weighted assets | 187,359,000 | 319,032,000 | 335,064,000 | 354,862,000 |