Call reports 2015
ONE BANK OF TENNESSEE — 2015
What ONE BANK OF TENNESSEE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 412,472,000 | 412,698,000 | 416,110,000 | 422,955,000 |
| Total loans | 189,700,000 | 194,429,000 | 203,592,000 | 211,983,000 |
| Allowance for loan losses | 1,159,000 | 1,181,000 | 1,194,000 | 1,202,000 |
| Securities available for sale | 143,968,000 | 140,439,000 | 140,807,000 | 152,602,000 |
| Securities held to maturity | 637,000 | 1,741,000 | 1,737,000 | 1,680,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 375,082,000 | 375,300,000 | 378,547,000 | 386,058,000 |
| Interest-bearing deposits | 321,328,000 | 319,752,000 | 322,262,000 | 329,669,000 |
| Noninterest-bearing deposits | 53,754,000 | 55,548,000 | 56,285,000 | 56,389,000 |
| Equity capital | 32,177,000 | 32,549,000 | 32,667,000 | 32,424,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,722,000 | 5,762,000 | 8,893,000 | 12,183,000 |
| Interest expense | 358,000 | 742,000 | 1,128,000 | 1,510,000 |
| Net interest income | 2,364,000 | 5,020,000 | 7,765,000 | 10,673,000 |
| Noninterest income | 1,209,000 | 2,611,000 | 4,055,000 | 5,462,000 |
| Noninterest expense | 2,749,000 | 5,684,000 | 8,615,000 | 11,496,000 |
| Provision for loan losses | 85,000 | 160,000 | 235,000 | 310,000 |
| Pretax income | 739,000 | 1,787,000 | 2,970,000 | 4,329,000 |
| Income tax | 52,000 | 123,000 | 204,000 | 296,000 |
| Net income | 687,000 | 1,664,000 | 2,766,000 | 4,033,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,024,000 | 32,535,000 | 32,849,000 | 33,289,000 |
| Total capital | 33,183,000 | 33,716,000 | 34,043,000 | 34,491,000 |
| Risk-weighted assets | 153,054,000 | 163,151,000 | 174,557,000 | 183,100,000 |