Call reports 2014
ONE BANK OF TENNESSEE — 2014
What ONE BANK OF TENNESSEE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 381,248,000 | 382,027,000 | 381,973,000 | 385,256,000 |
| Total loans | 176,260,000 | 176,327,000 | 174,762,000 | 177,350,000 |
| Allowance for loan losses | 1,375,000 | 1,392,000 | 1,232,000 | 1,126,000 |
| Securities available for sale | 142,755,000 | 137,138,000 | 137,434,000 | 138,093,000 |
| Securities held to maturity | 1,224,000 | 969,000 | 885,000 | 737,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 345,370,000 | 345,889,000 | 345,549,000 | 348,386,000 |
| Interest-bearing deposits | 300,858,000 | 301,823,000 | 299,193,000 | 303,544,000 |
| Noninterest-bearing deposits | 44,512,000 | 44,066,000 | 46,356,000 | 44,842,000 |
| Equity capital | 30,625,000 | 30,932,000 | 31,594,000 | 31,808,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,757,000 | 5,484,000 | 8,230,000 | 10,937,000 |
| Interest expense | 382,000 | 756,000 | 1,117,000 | 1,476,000 |
| Net interest income | 2,375,000 | 4,728,000 | 7,113,000 | 9,461,000 |
| Noninterest income | 1,116,000 | 2,266,000 | 3,519,000 | 4,684,000 |
| Noninterest expense | 2,491,000 | 5,040,000 | 7,544,000 | 9,932,000 |
| Provision for loan losses | 90,000 | 180,000 | 70,000 | 60,000 |
| Pretax income | 910,000 | 1,774,000 | 3,018,000 | 4,153,000 |
| Income tax | 63,000 | 122,000 | 206,000 | 284,000 |
| Net income | 847,000 | 1,652,000 | 2,812,000 | 3,869,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,852,000 | 31,110,000 | 31,593,000 | 31,835,000 |
| Total capital | 32,227,000 | 32,502,000 | 32,825,000 | 32,961,000 |
| Risk-weighted assets | 134,293,000 | 137,463,000 | 134,695,000 | 139,873,000 |